Today is January 29th, 2010. By now, you should be getting your credit card statements from last month’s Christmas extravaganza. Time to pay the piper, right.
Here is my Christmas 2010 Challenge: Ditch the Credit Cards and pay Christmas 2010 in cash!
Go Green! Choose Paper over Plastic!
This year, Christmas comes in December. That gives you about 11 months to figure out how much you want to spend next year and then save for that amount.
And…the best part of all, no piper to pay in January 2011!!