Murphy Proof

I hope one day to be financially murphy proof. By that, I mean that one day I hope to have a "fully funded" emergency fund so that when Murphy stops by to visit, it doesn't throw me for a tailspin.

Well, this isn't the day, but, it could have been worse. Coming home from my daughter's ballet recital, I ran over a nail. I felt confident that the road damage insurance that I purchased would cover me. Unfortunately, it only covers you if less than 25% of the tire is worn. Anything else is prorated. I like my new tire with 25 bucks knocked off.

Next came the Xbox with the busted USB connector. Thankfully, I did have a full product replacement plan and I swapped it out with no inconvenience. But, I did purchase another PRP just to cover this one.

Finally, the pool pump motor had a short, and unfortunately it is past warranty. The part is coming in, but, my pool water has not been filtered in over a week. It is getting that nice shade of green. I saved myself some bucks by pulling the motor out and taking it to the Pool store. Hopefully by the weeks end we will be up and running.

Not swimming, unless you like algae.